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Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

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Homeowners Insurance HOME

A standard policy insures the home itself and the things you keep in it.

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Business Insurance BUSINESS

Discover the perfect insurance options to meet your specific and unique needs.

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Life Insurance LIFE / ANNUITY

Browse a variety of insurance options in order to find the right one for you.

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Employee Benefits Insurance EMPLOYEE BENEFITS

Learn about different coverage options that fit your specific business needs.

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Umbrella Coverage


Umbrella Coverage Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.


Umbrella Coverage Information

Umbrella Insurance or Excess Liability Insurance is designed to provide additional liability protection above and beyond the limits provided by your underlying Home, Auto, Rental, or Boat policies. With an Umbrella Policy you can better secure the lifestyle you’ve worked hard for and protect your assets from lawsuits.

Serious accidents can happen at any time! All it takes is one mistake, or a seemingly negligent act, and suddenly you are involved in a major lawsuit. You may assume that your homeowners or automobile liability policies are enough to protect your assets.  Personal umbrella insurance is the best way to protect you and your family and all that you have worked so hard to attain.

An umbrella policy offers excess liability over your primary insurance limits. For example, if you carry $300,000 liability on your homeowners policy it would become $1.3 million with a $1 million umbrella policy. The policy offers:

  • $1 to $10 Million Limits
  • Coverage for claims against you like libel, slander, defamation of character and invasion of privacy
  • Covers damages caused to others due to your negligent acts
  • Helps cover defense costs, attorney fees and other charges associated with lawsuits
  • Can provide additional Uninsured Motorist coverage to protect your family when the responsible party does not carry enough liability

There is good news. A personal liability umbrella insurance policy can give you added protection without a large added cost. Furthermore, liability insurance covers ones non-business activities anywhere in the world. You can never be too safe.

Providing Insurance to: Gainesville, Jonesville, Tioga, Newberry, High Springs, Alachua, Ponte Vedra, Ponte Vedra Beach, Palm Valley, Nocatee, Palm Coast, St Augustine, Fruit Cove, St Johns, Milton, Pace, Pensacola, Cantonment, Navarre, Fort Walton Beach, Mary Esther, Crestview, Niceville, Valparaiso, Destin, Santa Rosa Beach, Bagdad, Leesburg, Fruitland Park, Lady Lake, Wildwood, The Villages, Oxford, Eustis, Umatilla, Mt Dora, Tavares, Howey in the Hills, Winter Haven, Minneola, Clermont, Haines City, Lake Hamilton, Auburndale, Lake Wales, Bartow, and Lakeland, Florida

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