Call Us CALL US TODAY | (888) 337-9322
Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

Read More
Homeowners Insurance HOME

A standard policy insures the home itself and the things you keep in it.

Read More
Business Insurance BUSINESS

Discover the perfect insurance options to meet your specific and unique needs.

Read More
Life Insurance LIFE / ANNUITY

Browse a variety of insurance options in order to find the right one for you.

Read More
Employee Benefits Insurance EMPLOYEE BENEFITS

Learn about different coverage options that fit your specific business needs.

Read More
What's New? DSI Newsfeed

What DSI can do for you. Check out our videos, news and blogs.

Read More

Basic Hurricane Information

“Hurricane Season” extends from June 1 through November 30, although hurricanes have occurred outside of this time frame. Because Florida has not been impacted by a major hurricane for 8 years, it’s easy to become complacent and choose not to prepare for a potentially catastrophic event.

The Saffir-Simpson Hurricane Wind Scale

The Saffir-Simpson Hurricane Wind Scale rates hurricanes on a scale of Category 1-5, based on the maximum sustained wind speed. The higher the Category, the greater the hurricane’s potential for property damage. Category 1 and 2 storms are dangerous, and require preventative measures. Hurricanes reaching Category 3 and higher are considered major hurricanes because of their potential for significant damage and loss of life.

Category Sustained Winds Type of Damage Due to Hurricane Winds
1

74-95 mph
64-82 kt /
119-153 km/h

  1. Very dangerous winds will produce some damage
  2. Well-constructed frame homes could have damage to roof, shingles, vinyl siding and gutters.
  3. Large tree branches will snap and shallowly rooted trees may be toppled.
  4. Extensive damage to power lines and poles likely will result in power outages that could last a few to several days.
2

96-110 mph
83-95 kt /
154-177 km/h

  1. Extremely dangerous winds will cause extensive damage
  2. Well-constructed frame homes could sustain major roof and siding damage.
  3. Many shallowly rooted trees will be snapped or uprooted and block numerous roads.
  4. Near-total power loss is expected with outages that could last from several days to weeks.
3

111-129 mph
96-112 kt
178-208 km/h

  1. Devastating damage will occur
  2. Well-built framed homes may incur major damage or removal of roof decking and gable ends.
  3. Many trees will be snapped or uprooted, blocking numerous roads.
  4. Electricity and water will be unavailable for several days to weeks after the storm passes.
4

130-156 mph
113-136 kt
209-251 km/h

  1. Catastrophic damage will occur
  2. Well-built framed homes can sustain severe damage with loss of most of the roof structure and/or some exterior walls.
  3. Most trees will be snapped or uprooted and power poles downed.
  4. Fallen trees and power poles will isolate residential areas.
  5. Power outages will last weeks to possibly months.
  6. Most of the area will be uninhabitable for weeks or months.
5

157+ mph
137+ kt
252+ km/h

  1. Catastrophic damage will occur
  2. A high percentage of framed homes will be destroyed, with total roof failure and wall collapse.
  3. Fallen trees and power poles will isolate residential areas.
  4. Power outages will last for weeks to possibly months.
  5. Most of the area will be uninhabitable for weeks or months.

Provided by People's Trust Angency Partners | 18 People’s Trust Way, Suite 200 l Deerfield Beach, FL 33441-6270 info@pticagencypartners.com

Facebook
Twitter
LinkedIn
Google+
Instagram
YouTube
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
© Copyright. All rights reserved.
Powered by Insurance Website Builder