Construction Insurance Florida
Protecting Your Jobsite, Your Team, and Your Future
Every construction project comes with risk—from unpredictable weather to jobsite injuries. At Darr Schackow Insurance, we help contractors, builders, and tradespeople find the coverage they need to keep projects on track. Our local agents understand the challenges Florida construction businesses face, and we’ll build a plan that works as hard as you do.
What is construction insurance?
In construction, accidents can happen even when you plan for everything. Construction insurance is designed to protect your business from the unexpected—covering everything from jobsite injuries to equipment loss, property damage, and project delays.
Because every contractor’s risks are different, DSI helps you customize your coverage. Whether you’re a general contractor, electrician, roofer, plumber, or homebuilder, our agents can find the right policies to protect your people, your tools, and your reputation.
Essential Coverage for Florida Contractors
Construction professionals work with heavy equipment, valuable materials, and tight schedules. The right mix of insurance coverage helps you stay compliant, avoid costly setbacks, and protect your bottom line.
Here are some of the most common policies we recommend:
Covers third-party injuries or property damage that occur on your jobsite.
Also known as E&O insurance, this protects you from claims of mistakes, omissions, or negligence.
Provides protection for any vehicles your business owns or uses for work, from trucks and vans to specialized or heavy-duty equipment.
Protects worksites and materials during the construction phase from fire, theft, and weather damage.
Covers medical expenses and lost wages if an employee is injured on the job.
Helps replace income if your operations are paused due to a covered loss.
Not sure which coverage you need?
Our team can help evaluate your business, your crews, and your contracts to ensure you have the protection required for every project.
Why Construction Businesses Choose DSI
At Darr Schackow Insurance, we understand that running a construction business takes grit, precision, and trust. Our agents work one-on-one with Florida contractors to identify risks and create comprehensive coverage plans—without the confusion or unnecessary costs.
Because we’re an independent agency, we partner with top-rated insurance companies to find the best fit for your specific needs. Whether you’re managing residential builds, large commercial projects, or specialized trades, you’ll have a local team that’s just a phone call away when you need support.
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