Navigation

 

HOMEOWNERS   AUTOMOBILE   COMMERCIAL   LIFE   HEALTH  

“The company holiday party is today...Am I covered for that?”


 

This is the time of year when businesses host a company holiday party.  Sometime the party is on site and sometimes it isn’t. Our company party is actually held both at our office and THEN we go to a restaurant!  


There will be a lot of people at the office walking around the office because we invite our best customers, family and friends.  The office tends to get cluttered at this time of year with decorations, etc. What if someone slips and falls at the party at the office?”  Typically, your commercial liability insurance will respond to a slip and fall claim at any time at your business premise.  Some policies have an endorsement that limits coverage to the described premise, some don’t. What if someone slips and falls while off site?”  If your policy has a limited premises endorsement, your business policy might NOT cover you.  Check with your agent and/or read your policy!


“There will be drinking at our party.  What if something happens?”  Most of your policies will have host liquor liability coverage, but, some won’t!  Go purchase a separate policy meant to cover the special event that you host including the holiday party.  It will be inexpensive and provide a lot of coverage in case something happens.


“People tend to loosen up at the holiday party and get loud and obnoxious.  What if someone tells a dirty joke and offends someone?” One of the absolute must have coverages is Employers Professional Liability Insurance (EPLI).  You want your business to have EPLI! It will respond to the employee that tells a joke that someone gets offended by.  Call Darr Schackow insurance in order to get a quote for EPLI.  Click on our video about EPLI and what else it would cover.  


Merry Christmas, Happy Hanukkah, and Happy Holidays!


Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013


View Mobile Version

Site Footer

 
Some of Our Carriers Our Company Services Contact Us More Help
AAA
Nationwide
ASI
Auto Owners
Safeco
Towerhill
Progressive
Home
Our History
Careers
Customer Service
Get A Quote
Insurance Types
Send A Message
Locations
Glossary
Frequently Asked Questions
GET SOCIAL WITH US Facebook Twitter LinkedIn Google+    YouTube Blog
Main Office: 5200-B W Newberry Rd, Gainesville, FL 32607  |  888.337.9322 Powered by Insurance Website Builder

Carriers Get A Certificate of Insurance Education Center Mortgage and Real Estate
Get Started