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Darr Schackow Insurance Agency Blog: insurance

View the latest blog posts from Darr Schackow Insurance Agency.

Changes in your Household in 2019? January is a great time to review your auto policy to see if coverage changes are needed. Did you add your new teen driver to your policy? Are you in a new relationship and your significant other is driving your car? Add these drivers to your current policy to make sure everyone is protected. READ MORE >>

When the new year arrives, it’s a great time to take a home inventory. You may have gotten a special holiday gift (jewelry, collectibles, heirlooms or firearms) that needs to be insured, redecorated your home with a new piece of art, or made other changes to your home over the past year that would all require an update to your homeowners policy. READ MORE >>

If you have a neighbor with a dead tree, what should you do to protect yourself and your family? Obviously, make your neighbor aware of the dead tree, and find out if he/she plans to have it cut down. If they do not cut it down, send them a certified letter informing them that the tree needs to be removed. READ MORE >>

Are you getting all the discounts you deserve? If your home was built before March 2002, and you have replaced your roof, you may not be getting the maximum wind mitigation credits you qualify for. I’ve saved clients from $200 to $600+ by recommending they obtain a certified wind mitigation inspection. READ MORE >>

  Once upon a time, Harold had purchased his home insurance online because it seemed inexpensive. This past hurricane season, a tree branch fell on Harold’s house. It damaged the shingles and punched a hole in his roof. Harold called the 1.800 number, filed a claim and was promised a visit from an adjuster right away. READ MORE >>

It’s National Fire Prevention Week, so I just want to remind you about documenting damage as a best practice if you have a claim. Sometimes homeowners call after damage to their home has already been fixed, and then they want to file a claim. It might not be covered unless you have pictures. READ MORE >>

3 tips on less expensive Car insurance Car insurance is probably one of those expenses in your household budget that takes up a lot of dollars!  We have written car insurance policies that cost more than the monthly payment of the car itself.  How do you make sure you get the best deal on car insurance? READ MORE >>

Attention RV owners!  Read this… If you own an RV less than 5 years old, we can get you replacement cost coverage/total purchase price for your RV!   Let’s say you paid $50,000 for your RV four years ago.  Chances are, it isn’t worth $50,000 anymore. READ MORE >>

Do you ever see comments on Facebook that make you cringe but don’t actually specifically name the person that the comment is about?  Jacqueline Hammond made such a post that cost her $500,000!  READ MORE >>

  I seem to be getting more requests from small businesses for group health insurance quotes.  Why?  Most of the small businesses I work with say the finding and keeping good employees is the number one pain point.  Having great benefits like group health insurance is one way to keep good employees from leaving. READ MORE >>

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