Friday, December 18, 2020 When you think about the holidays, you probably think of the lights, candles, food, decorations, maybe even a tree. What do all of these things have in common? There is a risk of starting a fire. Here are some tips to keep your holiday safe and accident free this year! READ MORE >>
Sunday, October 11, 2020 National Fire Prevention Week is coming to a close. When a fire starts in your home, you have as little as two minutes to escape; that is not much time to protect yourself or your loved ones. It is crucial to have a fire safety plan, install smoke alarms on every level of your home, and test your smoke alarms monthly. READ MORE >>
Friday, August 14, 2020 This hurricane season is projected to be extremely active, with up to 25 storms predicted to occur. This may seem alarming, but there is nothing to worry about as long as you take the right precautionary steps. There are some important things that you and your family need to do in order to be prepared and protected. READ MORE >>
Monday, March 2, 2020 Just a few inches of water can cause thousands of dollars in property damage. Unfortunately, flood damages are typically not covered under your standard homeowners insurance policy even though about 25% of all flood claims come from low-risk flood areas. READ MORE >>
Monday, January 6, 2020 When the new year arrives, it’s a great time to take a home inventory. You may have gotten a special holiday gift (jewelry, collectibles, heirlooms or firearms) that needs to be insured, redecorated your home with a new piece of art, or made other changes to your home over the past year that would all require an update to your homeowners policy. READ MORE >>
Monday, January 6, 2020 During the holiday season, we often give and receive special gifts from family and friends. If you received a high-value item such as jewelry, watches, furs, china, heirlooms, firearms, collectibles, and artwork as a gift this year, get specialty coverage for these items in case of theft or damage. READ MORE >>
Tuesday, October 29, 2019 If you have a neighbor with a dead tree, what should you do to protect yourself and your family? Obviously, make your neighbor aware of the dead tree, and find out if he/she plans to have it cut down. If they do not cut it down, send them a certified letter informing them that the tree needs to be removed. READ MORE >>
Tuesday, October 29, 2019 Are you getting all the discounts you deserve on your homeowners insurance? If your home was built before March 2002, and you have replaced your roof, you may not be getting the maximum wind mitigation credits you qualify for. I’ve saved clients from $200 to $600+ by recommending they obtain a certified wind mitigation inspection. READ MORE >>
Friday, October 11, 2019 Once upon a time, Harold had purchased his homeowners insurance online because it seemed inexpensive. This past hurricane season, a tree branch fell on Harold’s house. It damaged the shingles and punched a hole in his roof. Harold called the 1.800 number, filed a claim and was promised a visit from an adjuster right away. READ MORE >>
Friday, October 4, 2019 It’s National Fire Prevention Week, so I just want to remind you about documenting damage as a best practice if you have a claim. Sometimes homeowners call after damage to their home has already been fixed, and then they want to file a claim. It might not be covered unless you have pictures. READ MORE >>
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