During the holiday season, we often give and receive special gifts from family and friends.
If you received a high-value item such as jewelry, watches, furs, china, heirlooms, firearms, collectibles, and artwork as a gift this year, get specialty coverage for these items in case of theft or damage.
Standard homeowners policies only cover the depreciated or garage sale value of your belongings. Specialty coverage may be needed for high-value items to provide “replacement cost” coverage for your belongings.
Have questions about the special gifts you received over the holidays? Ask your DSI Agent.