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The gifts are opened and the excitement is over…. Was Santa good to you?  Was there jewelry, watches, camera’s, artwork, musical instruments under your tree? Your homeowners insurance doesn’t automatically cover the above things.  

Santa brought somebody I know a scooter to use while driving to class.  Another person I know got a boat from Santa! That person must have been really good!

Here are the top 5 gifts you can get your friends that love insurance like us:

  1. Ordinance or law endorsement - It covers the cost to build your house back to the current building codes.

  2. Water backup - For that time that your toilet overflows and floods the entire house.

  3. Flood insurance - Everyone needs flood insurance no matter what flood zone you are in.

  4. Personal injury endorsement - Covers those social media fights on Facebook.

  5. Life insurance for your family.  The best gift out there!

We hope everyone had a great holiday!  Call us if you have been on the nice list and need to get Santa’s gifts insured!

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