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Darr Schackow Insurance Agency Blog

View the latest blog posts from Darr Schackow Insurance Agency.

If you have a neighbor with a dead tree, what should you do to protect yourself and your family? Obviously, make your neighbor aware of the dead tree, and find out if he/she plans to have it cut down. If they do not cut it down, send them a certified letter informing them that the tree needs to be removed. READ MORE >>

Are you getting all the discounts you deserve? If your home was built before March 2002, and you have replaced your roof, you may not be getting the maximum wind mitigation credits you qualify for. I’ve saved clients from $200 to $600+ by recommending they obtain a certified wind mitigation inspection. READ MORE >>

  Once upon a time, Harold had purchased his home insurance online because it seemed inexpensive. This past hurricane season, a tree branch fell on Harold’s house. It damaged the shingles and punched a hole in his roof. Harold called the 1.800 number, filed a claim and was promised a visit from an adjuster right away. READ MORE >>

It’s National Fire Prevention Week, so I just want to remind you about documenting damage as a best practice if you have a claim. Sometimes homeowners call after damage to their home has already been fixed, and then they want to file a claim. It might not be covered unless you have pictures. READ MORE >>

That’s right, the $500 hurricane deductible exists. Instead of 5% of the dwelling value, which on a $300,000 house will run you $15,000, you can now buy a flat $500 hurricane deductible. If $500 hurricane deductible is not going to be available to everyone, but it will be available to most. READ MORE >>

3 tips on less expensive Car insurance Car insurance is probably one of those expenses in your household budget that takes up a lot of dollars!  We have written car insurance policies that cost more than the monthly payment of the car itself.  How do you make sure you get the best deal on car insurance? READ MORE >>

Attention RV owners!  Read this… If you own an RV less than 5 years old, we can get you replacement cost coverage/total purchase price for your RV!   Let’s say you paid $50,000 for your RV four years ago.  Chances are, it isn’t worth $50,000 anymore. READ MORE >>

Do you ever see comments on Facebook that make you cringe but don’t actually specifically name the person that the comment is about?  Jacqueline Hammond made such a post that cost her $500,000!  READ MORE >>

Group health insurance and employee retention I seem to be getting more requests from small businesses for group health insurance quotes.  Why?  Most of the small businesses I work with say the finding and keeping good employees is the number 1 pain point. READ MORE >>

Thinking about what to get that special someone in your life for Valentine’s Day? A gift that you could give your loved one is a review of your life insurance policy to make sure you both have the coverage that fits your current needs and lifestyle. Then go to dinner. READ MORE >>

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