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Make Sure Your Family is Protected with a Life Insurance Policy from Darr Schackow
Types of Life Insurance
There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.
Term insurance is designed to meet temporary needs. It provides protection for a specific period of time and generally pays a benefit only if you die during that term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or until a particular debt is paid off, such as your mortgage.
In contrast, permanent insurance provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.
It's impossible to say which type of life insurance is better because the kind of coverage that's right for you depends on your unique circumstances and financial goals.
The best way to figure out the amount and type of life insurance that makes sense for your particular situation is to meet with a qualified and licensed DSI life insurance professional.
Thank you for your interest in Darr Schackow Insurance. With locations in Gainesville, Leesburg, Milton, Winter Haven and our partner First Heritage to serve you, we work to find your perfect policy. Please feel free to call our toll free number at 888.337.9322 to speak to an insurance professional or email us your questions and an insurance agent will reply promptly.
Providing Life Insurance to: Gainesville, Jonesville, Tioga, Newberry, High Springs, Alachua, Ponte Vedra, Ponte Vedra Beach, Palm Valley, Nocatee, Palm Coast, St Augustine, Fruit Cove, St Johns, Milton, Pace, Pensacola, Cantonment, Navarre, Fort Walton Beach, Mary Esther, Crestview, Niceville, Valparaiso, Destin, Santa Rosa Beach, Bagdad, Leesburg, Fruitland Park, Lady Lake, Wildwood, The Villages, Oxford, Eustis, Umatilla, Mt Dora, Tavares, Howey in the Hills, Winter Haven, Minneola, Clermont, Haines City, Lake Hamilton, Auburndale, Lake Wales, Bartow, Lakeland, Jacksonville, Jacksonville Beach, Atlantic Beach, Middleburg, Orange Park, Fleming Island, and Nassau, Florida