In 2011, the Coast Guard counted 4,588 accidents that involved 758 deaths, 3,081 injuries and around $52 million dollars of damage to property as a result of recreational boating accidents.
Boating accidents are much more common than one may think. If you are out and about on Florida waters year round, you must realize just how crucial boat insurance is. It does not matter if you drive around on a yacht or a simple speedboat – you are at risk!
At Darr Schackow Insurance, our agents specialize in writing insurance policies for Florida boaters. We assure you that once you purchase a policy with us, you will feel safe and secure, whether you are racing or simply cruising around the bay with friends and family.
Our watercraft insurance is very versatile, too. We can provide you with a variety of options, including:
- Physical damage coverage – This option is designed to take care of the actual boat, motor and trailer.
- Medical payments coverage – This option will protect you from eligible medical expenses if you were to get hurt while out on the water.
- Liability coverage – This option is designed to protect you if you are involved in an accident with another watercraft. If you are deemed at fault, liability coverage will kick in.
As you can see, there are plenty of options available to take care of a number of “worst case" scenarios. Boating is supposed to be enjoyable and relaxing. The last thing you need is a claim to take that away from you.
The bottom line: your watercraft must be covered. Whether you need a typical boat insurance policy or something a little more unique such yacht insurance, our agents at Darr Schackow Insurance have you covered. Be sure to contact us. We would be delighted to answer all of your burning questions, assess your situation and provide you with a free insurance quote. Happy boating!