There are over 7 million homeowners across the state of Florida. Are you one of them?
If you are one of the 7 million homeowners in the state of Florida, you know how important it is to purchase homeowners insurance to protect your safe haven. Without coverage in place, even a minor accident or disaster could cost you a fortune. To avoid a financial nightmare from becoming a reality, you need to speak with our agency about your options.
As a homeowner, it is important to be fully aware of the coverage that your home insurance policy will provide for you, and most important, what it will NOT provide coverage for. Let’s start with the basics. A typical home insurance policy will provide protection for the following:
- Liability issues and claims
- Loss/damage of personal items
- Replacement costs
- The physical structure of your house
- Additional living expenses
On the other hand, a typical policy will not provide coverage for the following:
- Flooding and water damage
- Damages to your home due to an earthquake (major or minor)
- Dog bites on your property
- Loss/damage of expensive items/fine art/jewelry etc.
Luckily, there are supplemental policies that can be added to your homeowners insurance in order to avoid coverage gaps and financial disaster. A few of these include: flood insurance, earthquake insurance, valuable article coverage, floaters insurance, umbrella insurance and even animal liability. If any of these policies pertain to your living situation, do not be afraid to speak up and ask our experts about them.
To contact our experts at Darr Schackow Insurance, be sure to fill out the easy free quote form on this page and one of our agents will get back to you as soon as possible. If you would prefer to call us, simply dial 888.337.9322. We look forward to assessing your needs as a homeowner and protecting you!