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A CEO of a multi-million dollar business can definitely have a price of worth placed on their job title, but a stay-at-home parent? A stay-at-home parent doesn’t record  hours of work and doesn’t have a set list of things that his or her work entails, but arguably their contribution to the growth and success of the family is priceless.  

The impact of a stay-at-home mom’s job is huge. You can’t place a dollar value on the love and care a parent supplies the family but you can estimate the daily tasks a stay-at-home mom or dad keeps running seemlessly.No one wants to think about what may happen in the event of a tragedybut maybe one day you might have to, for the sake of your family.

Stay-at-home parents contribute vital necessities for sustaining a home life.  This maintenance not only includes childcare, laundry, and cleaning, but what about transportation, accounting, food supply and more? According to Salary.com’s annual survey, the 2014 annual salary for a stay-at-home parent would equal $118,905 in the professional world. What does that mean?  Rethink insurance for the stay-at-home parent.

Darr Schackow Insurance knows that no amount of money can replace the work of what a parent does, but we know that compensation in times of need will definitely help.

There are two types of insurance that moms should consider:

Term insurance. This coverage is for the parents that want to be covered for only certain periods of their lifetime. Usually term insurance is for those who want to be covered for specific time frames such as the period it takes to pay off a high-ticket item like a mortgage on a house or car payments. That way your children or spouse isn’t left unassisted to cover these costs. Some may choose this plan until a certain deadline is met, such as a child’s college graduation, a child’s wedding, or other circumstances. This is so that loved ones aren’t left financially unstable.

Another option…

Lifetime Insurance. Lifetime insurance is a lot more expensive than term insurance, but the coverage extends for the life of the individual insured. A parents work is never done, but maybe lifetime insurance might be an overly cautious plan. Darr Schackow Insurance can find a plan suitable for a mother’s needs.

Need help deciding what options may be best for you and your family?  Contact Darr Schackow Insurance at 888-337-9322.  We’re here to help.


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