Contact UsContact Us 888.337.9322
Navigation

 

HOMEOWNERS   AUTOMOBILE   COMMERCIAL   LIFE   HEALTH  


“Speed limits are there for a reason!”

“Pay attention!”

“No more than one friend in the car at a time!”

“NEVER TEXT AND DRIVE!”


Getting your new teen driver to understand your “annoying” nagging is tough enough, but getting them to understand the ins and outs or insurance coverage?  Forget it, right?


Well, here are a few tips to start that conversation again.  Because being an educated driver and consumer are a part of becoming an adult.


Explain the basics

Tell them what auto insurance is and how it works. Actually taking time to have a one-on-one conversation about the topic shows them that it is a serious concern and also something important to you. Discuss the types of auto coverage available, and what kind of coverage that is offered. Let them know what type of policy both you and they have, and what that means for them. Inform them that their actions on the road not only affect others, but affect the policyholder as well. Covering the basics is extremely important. Otherwise, your teen will consider the term “auto insurance” just another worry strictly reserved for parents and adults.


Try a teen driving program

Lots of insurance agencies offer driver education programs for teens which also double as cash-reduction programs for the policyholder. Some even have online software that act as driving simulations. These simulations allow users to practice real-life situations behind the wheel, like driving with large blind spots while on a highway or handling pedestrians who are not paying attention. Online there are lots of ways to get your teen ready to be a knowledgeable, safe driver. Check with your provider or surf the internet to investigate this option further.


Road rules

Make sure your teen knows everything there is to know about the rules of the road. Everything from road signs to proper driving etiquette to when to yield and where to park. Also, make sure they know how important it is to have the vehicle information and registration kept in the glove box. These are all factors that if obeyed and adhered correctly to, will keep your auto insurance low.


The cost of insurance

Adding your teen to the family auto insurance can cost.  Make them aware that driving is a privilege and not a right.  Perhaps this opens a family discussion on how they could contribute to the increased insurance cost?  


Accidents happen

Admit up front that accidents happen, which is why you have insurance in the first place.  Review the steps to go through if an accident does occur.  Who should they call?  What do they do?  What information should they ask for?  Go through the process now, you’ll be glad you did.



Not all conversations with your teen are fun. Some more challenging than others.  But when it comes to handing them the keys and saying, “See ya later,” you can’t walk away.  Educate them and you’ll both be better off for it


Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version

Site Footer

 
Some of Our Carriers Our Company Services Contact Us More Help
AAA
Nationwide
ASI
Auto Owners
Safeco
Towerhill
Progressive
Home
Our History
Careers
Customer Service
Get A Quote
Insurance Types
Send A Message
Locations
Glossary
Frequently Asked Questions
GET SOCIAL WITH US Facebook Twitter LinkedIn Google+    YouTube Blog
Main Office: 5200-B W Newberry Rd, Gainesville, FL 32607  |  888.337.9322 Powered by Insurance Website Builder

Carriers Get A Certificate of Insurance Education Center Mortgage and Real Estate
Get Started