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Insurance agencies: they are all the same right? Does it even matter if you go through an agency over an online insurance company? When it comes to insuring your home, auto or family, are you willing to take that risk?  Consider the advantages of an independent agency over an online insurance service and understand the value of personal attention.


Independent agencies offers options. They represent multiple brands of insurance, whereas an online service typically limits you by offering one brand. Understanding what different insurance companies offer make you more educated on what you really need, and what you don’t.   


Independent agencies are personal. They want to know you, your family and your goals.  They have your best interest in mind when determining your insurance vulnerabilities.  You have a teenager in the house?  Maybe your auto coverage needs to be changed.  Live near a flood zone?  Perhaps you need to consider flood insurance.  Have a pool?  An umbrella policy maybe necessary.  Local agencies take the time to understand the market and how it may or may not work for you.  They are able to make recommendations based on their local experience and not just answer the questions you personally think are necessary.


Independent agencies answer questions.  Still on hold with your national agency waiting to speak to a human being?  Local, independent agencies work for you.  They have locally staffed offices with people there to help with billing, claims, and coverage questions.  They even offer annual policy reviews to make sure your coverage is changing as your needs change.


Independent agencies are local.  Typically, these agents are local members of the community, so they are committed to the area they live in and the people who live there. They are there to help you out and give you their best service possible, with face-to-face and hands-on interactions. Independent agents and agencies will have your back, as they are trusted, licensed professionals there for you or your business. An online agency, on the other hand, may not even be in your own time zone!



For your insurance needs, or simply to gain a second opinion on the coverage you already have, call DSI today at 888-337-9322.  We are here to help.


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