Darr Schackow Insurance Blog

Developing an effective business survival plan following a natural disaster could be the difference between your company surviving, or going bankrupt. While preparation includes making sure your Florida commercial insurance covers you for as many contingencies as possible, including loss suffered through a natural disaster, you should also have a recovery plan in place and ready to be enacted.

In the immediate hours and days following a natural disaster, it is of course paramount that you ensure the safety of your family, friends, neighbors and employees. Do what needs to be done to ensure the survival of your community. Implement your disaster plan.

However once these early days are over, and you are looking to re-open your business, there are a number of steps that need to be taken.

Firstly check the premises: is it safe for employees and customers? When this is not the case, are there any other alternative places from which you can run your business? You may already have options for temporary accommodation outlined in your disaster plan.

Next get in touch with your suppliers and regular customers – you should have their details included with your disaster plan. Ask the suppliers if they are ready to resume service. Inform your customers of events and keep them updated as to when you intend to re-open. Ask for assistance from agencies if required.

Your Florida commercial insurance could help you rebuild your business should disaster strike. Ensure you have adequate business coverage in place. For more on this, talk to one of our agents.

*